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AZDRE.com > TOOLS & LINKS > Glossary Index

 

Glossary

Click on the first letter of the term you are looking for to find a definition.

 

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
A «Top of Page»

Acceptance
Acknowledgement
Acre
Addendum
Additional principal payment
Add-on interest
Adjustable-rate mortgage (ARM)
Adjustment period
Agency
Agent
Agreement of sale
Alienation clause
Alternative mortgage
American Society of Home Inspectors
Amortization
Annual percentage rate (APR)
Application 
Appraisal
Appraisal report
Appreciation
Arbitration
As-is condition
Asking price 
Assessed value 
Assessment 
Assumable mortgage
Assumption clause

B «Top of Page»

Back-up offer
Balloon
Breach of contract
Bridge loan
Brokerage
Broker
Buy-down mortgage
Buyer broker
Buyer's market
Bylaws

C «Top of Page»

Cancellation clause
Capital gains
Caveat emptor
Clear title
Closing
Closing costs
Closing statement
Commission
Comparables
Comparative market analysis
Compound interest
Conditional commitment
Contingency
Contract
Contract to purchase
Conventional loan
Convertible adjustable-rate mortgage
Conveyance
Cooperating broker
Co-signer
Counter-offer
Covenants, conditions and restrictions (CC&Rs)

D «Top of Page»
Deed of trust
Deposit
Depreciation
Disclosure
Discount points
Down payment
Dual agency
Due-on-sale clause
E «Top of Page»
Earnest money
Easement
Encroachment
Encumbrances
Equal credit opportunity act
Equifax
Equity
Escrow
Exclusive listing
Experian
F «Top of Page»
Fair credit reporting act
Fair housing act
Fannie mae
Federal Housing Administration
Federal National Mortgage Association
FHA loans
Fiduciary duty
First mortgage
Fixed-rate mortgage
Flood insurance
Flood plain
Forbearance
Foreclosure
Freddie Mac
Fully amortized adjustable-rate mortgage
G «Top of Page»
General contractor
Good-faith estimate
Government National Mortgage Association
Grace period
Graduated-payment mortgage (GPM)
Grantee
Grantor
Gross income
Guarantee mortgage
H «Top of Page»
Hazard insurance
Hectare
Home equity loan
Home inspection
Homeowner's association
Homeowner's insurance
Homeowner's warranty
Home warranty
HUD-1 uniform settlement statement
I «Top of Page»
Impact fees
Impounds
Index
Infill development
Infill housing
Initial interest rate
Inspection report
Installment contract
Insurable title
Insurance
Interest
Interest accrual rate
Interest-only loan
Interest rate
Interest rate buy-down plans
Interest rate caps
Interest rate ceiling
J «Top of Page»
Joint liability
Joint tenancy
Judgment
Judicial foreclosure
Jumbo mortgage
Junior mortgage
K «Top of Page»
L «Top of Page»
Landscape
Late charge
Late payment
Latent defect
Lead
Lease
Leasehold estate
Lease option
Legal description
Lender
Letter of intent
Liability insurance
Lien
Life cap
Listing
Listing inventories
Loan application
Loan application fee
Loan commitment
Loan officer
Loan origination fee
Loan processing fee
Loan term
Loan-to-value ratio
Lock-in
Low-documentation loan
Low-down payment loan
M «Top of Page»
Manufactured housing
Margin
Market conditions
Market value
Master planned community
Maximum financing
Mechanic's lien
Mediation
Median price
Merged credit report
Metes and bounds
Mint condition
Mixed-use development
Mortgage
Mortgagee
Mortgagor
Mortgage acceleration clause
Mortgage banker
Mortgage broker
Mortgage insurance
Mortgage interest deduction
Mortgage life insurance
Motivated buyer 
Motivated seller
Move-in condition
Move up buyer
Multiple listing service
Multiple offers
N «Top of Page»
Needs based pricing
Negative amortization
Net worth
No cash out refinance
No-documentation loan
Non-assumption clause
Notice of default
O «Top of Page»
Open house
Option
Original principal balance
Origination fee
Owner financing
P «Top of Page»
Parcel
Patent defect
Payment cap
Percolation test
Personal property
Pest-control inspection
PITI (principal, interest, taxes, insurance)
Planned communities
Planned unit development
Possession
Power of attorney
Pre-approval letter
Pre-paid expenses
Pre-paid interest
Prepayment penalty
Pre-qualification
Price range
Principal
Principle of conformity
Private mortgage insurance
Probate sale
Production homes
Property line
Property report
Property tax
Property value
Proration
Purchase agreement
Purchase money mortgage
Q «Top of Page»
Qualifying ratios
Quit-claim deed
R «Top of Page»
Rate lock
Real estate
Real estate agent
Real estate attorneys
Real estate brokers
Real estate settlement procedures act
Real property
REALTOR®
Rescission
Reconveyance
Recorder
Recording
Recording fee
Redlining
Refinancing
Regulation Z
Rehabilitation mortgage
Relocation benefits
Relocation company
Renter's insurance
Repayment plan
Repossession
Resale value
Reserve fund
Restructured loan
Reverse mortgage
Right of first refusal
Right to rescission 
S «Top of Page»
Sale-leaseback
Sales contract
Second mortgage
Secondary mortgage market
Secured loan
Seller carry-back
Seller's market
Septic system
Setback
Settlement statement
Special assessment
Speculation home
Square footage 
Starter home 
Straight purchase
Subagent
Subcontractor 
Subdivision
Subordinate loan
Survey
Sweat equity
T «Top of Page»
Tax lien
Tax sale
Tenants in common
The 72 hour clause
Title
Title company 
Title insurance
Title search
Top producer
Tract home
Trade equity
Trading down
Trading up
Transfer of ownership
Transfer tax
Trans-Union
Treasury bills
Treasury index
Trust account
Trustee
Truth-in-Lending Act
Two-step mortgage
U «Top of Page»
Underwriting
Undisclosed spouse
Unrecorded deed
U.S. Department of housing and urban development (HUD)
Unsecured loan
Upgrades
V «Top of Page»
Variable interest rate
Variable rate mortgage
Variable rate
Verification of employment
Veteran's administration
Voluntary lien
VA loans
W «Top of Page»
Waiver
Walk-through
Warranty
Wraparound mortgage
X «Top of Page»
Y «Top of Page»
Z «Top of Page»
Zoning

Top of Page

 

©2007,2011 Marc Maryland, www.marcmd.com

Member of: National Association of REALTORS - NAR, Arizona Association of REALTORS - AAR, South East Valley Regional Association of REALTORS - SEVRAR, Tucson Association of REALTORS - TAR.

Marc Maryland complies with all Fair Housing laws, and believes in an Equal Housing Opportunity for all.

| Home | Buyers | Sellers | Financing | About Marc | Tools & Links | Contact Marc | Site Map

©2007,2011 Coldwell Banker Residential Brokerage. Owned And Operated By NRT LLC.
Coldwell Banker® is a registered trademark licensed to Coldwell Banker Real Estate LLC.

 
       "Welcome to my home on the web. Whether you're interested in buying a home, selling a home, or just wish to become more informed, this site is a great place to start.

     This site's intent is to provide a starting point from which to get to know me, about Coldwell Banker Residential Brokerage, and the communities that I provide full-service real estate to.

     Since I started in real estate back in 1996, the changes in the real estate market have been enormous. But the two things that have remained constant through the years is the love I have for it, and the countless number of wonderful individuals with whom I have had the pleasure to work with. I truly enjoy the time spent with my clients, and the opportunity to provide them with sound counseling. 

     You can feel rest assured that I will only operate in a manner consistent with that of a highly skilled professional. The following areas are within that level of competence, and receive the benefits of my full-service: Phoenix East Valley - Apache Junction, Chandler, Gilbert, Mesa, Paradise Valley, Phoenix, Queen Creek, Scottsdale, Tempe.

     I am fully prepared to represent you in new home buying as well as resale home buying.  Selling a home and buying a home are also both part of the full-service experience. Being part of a military family tradition, I've made a move or two (or three, or four ...) in my time. So whether you are moving down the street, or across the country, contact me and let's get started." - Marc Maryland


  Site Map

BUYERS - A section for buyers either thinking of buying a home or already involved in the home buying process.

Buying v. Renting - Offers a comparison between the benefits of home ownership, and the lost opportunities of renting.
Home Buying Process -
Covers many of the facets of the home buying process that are important.
Home Inspections - A brief introduction into the benefits of having a professional home inspection performed.
MLS Property Search - Use the MLS search tool to look for properties that interest you.
My Featured Listings - A page of Marc's current listings.

Purchase Contract Basics - In depth explanation of many key points contained within the Purchase Contract.
What is a REALTOR® - Definition of what it means to be called a REALTOR®.

Why use a REALTOR® - Using a REALTOR
® while purchasing a home is important, and why it is so is explained here.

SELLERS - If you're thinking of selling your home, this can be a very important starting point.

Choose a REALTOR® to Sell Your Home - This page provides an insight into how to choose a REALTOR® to sell your house.
Home Selling Process - Covers many of the key areas of the home selling process.
Purchase Contract Basics - In depth explanation of many key points contained within the Purchase Contract.

FINANCING - If you will need a loan to purchase your new home, or are considering refinancing your current home, this area will help.

Coldwell Banker Home Loans - All about the benefits of working with Coldwell Banker Home Loans, with links to aid in contact them.
Pre-Approval - Demonstrates the importance of obtaining loan pre-approval prior to beginning the home search.

ABOUT MARC - Lets you become familiar with Marc, and what makes the relationship you'll have with him so important.

Coldwell Banker Residential Brokerage - A brief history and description of Coldwell Banker Residential Brokerage.
Personal Bio - A brief summary of Marc's background and experience.
Service Guarantees - This page will give you peace of mind, by detailing Marc's service guarantees.

TOOLS & LINKS - An area in which you will find a plethora of information and resources relating to real estate.

Glossary - With over 320 entries, you should be able to find virtually any term or phrase relating to real estate.
City Sites - Links including. but not limited to the following city resources:
Apache Junction, Chandler, Gilbert, Mesa, Paradise Valley, Phoenix, Phoenix Fire Department, Phoenix Police Department, Phoenix Public Library, Queen Creek, Scottsdale, Tempe.
County Sites - Links to the following county resources:
Maricopa County, Maricopa County Assessor, Maricopa County Library, Maricopa County Sheriff, Superior Court of Arizona, Maricopa County, Pima County, Pima County Library, Pima County Sheriff, Superior Court of Arizona, Pima County, Pinal County, Pinal County Library, Pinal County Sheriff.
Downloads - Links to free software including Microsoft Internet Explorer and Adobe Acrobat Reader.
Education - Links including, but not limited to the following schools and school districts:
Arizona Department of Education, Arizona State University, Maricopa County Community Colleges, Pima Community College, University of Arizona, Maricopa County Regional School District, Maricopa Unified School District, Phoenix Elementary School District, Phoenix Union High School District.
Just for Kids - Links including, but not limited to the following kids oriented sites:
Arizona Office of Tourism - Kidzone Rangers, Environmental Protection Agency - Environmental Kids Club, Federal Bureau of Investigation - Kindergarten-5th Grade, Federal Bureau of Investigation - 6th-12th Grade, Kids Voting Arizona, National Aeronautics and Space Administration - Kids Page, National Crime Prevention Council - McGruff's Kid's Page, National Crime Prevention Council - Teens Crime and the Community - For Teens, National Geographic - Kids, Smithsonian Institution - Students.
Map to Marc's Office - Just an aid to help find Marc's office. A map of Mesa area, that's fully interactive
Miscellaneous Real Estate Sites - Links to a number of useful sites that are directly related to real estate and real estate services.
National Center for Missing & Exploited Children - A page devoted to finding missing and exploited children, with links to the national site.
National Sites - Links including, but not limited to the following national sites:
U.S. Government, Department of Education, Department of Homeland Security, Department of Housing and Urban Development, Department of Justice, Department of Veteran Affairs - Home Loan Guaranty Services, Environmental Protection Agency, U.S. House of Representatives, U.S. Postal Service, U.S. Senate, The White House - President George W. Bush.
Sports - Links including, but not limited to the following sports and teams:
Arizona Cardinals, Arizona Diamondbacks, Arizona Golf Association, Arizona Rattlers, Arizona State University Sundevils, Phoenix Coyotes, Phoenix International Raceway, Phoenix Suns, Tucson Electric Park, Tucson Raceway Park, University of Arizona Wildcats.
State Sites - Links including, but not limited to the following state sites: 
State of Arizona, Board of Technical Registration, Department of Education, Department of Public Safety, Department of Real Estate, Department of Transportation, Judicial Branch, Office of Tourism, Registrar of Contractors, Secretary of State, Sex Offenders Locator & Information.
Weather Reports - Find out what to wear today in Phoenix and Tucson by checking the weather links on this page.
Workshops - That's right! Marc will prepare and present an informative workshop on selected real estate issues. Find out more here.

CONTACT MARC - The section devoted to contacting Marc, and the members of Marc's approved family of companies.

Marc's Sphere of Success - Be able to locate and contact the members of Marc's approved family of companies.
Office and Mailing Addresses - Marc's office and mailing addresses are here.
Send Marc a Message - When you're ready to send Marc a message, here's one place to do it from.
Telephone and Fax Numbers - Ready to call Marc, or send that ever important fax? Get the numbers you'll need here.

SITE MAP